Financial Fraud Awareness & Reporting

Criminals use many different methods to commit financial fraud, including unauthorized banking transactions, investment fraud, payment fraud, fake invoices, account takeover, credit card fraud, and fraudulent loan or insurance schemes. These activities may occur online, over the telephone, through email, by text message, or in person.

Financial fraud may result in direct monetary losses, compromised bank accounts, damaged credit histories, unauthorized purchases, or stolen financial identities. Early recognition and prompt reporting can help reduce further losses and support intelligence efforts to identify broader criminal activity.

Preserving transaction records, communications, account statements, and payment confirmations can significantly strengthen a financial fraud report and assist investigators in understanding how the fraud occurred.

Banking Fraud

Criminals may gain unauthorized access to bank accounts through stolen credentials, phishing attacks, malware, or compromised devices, allowing them to transfer funds or make unauthorized purchases.

Credit Card Fraud

Stolen card details may be used for online purchases, counterfeit cards, or unauthorized recurring payments. Fraudsters often obtain payment information through data breaches, skimming devices, or phishing campaigns.

Investment & Business Fraud

Fraudsters may promote fake investment opportunities, guaranteed high returns, or impersonate legitimate financial institutions to convince victims to transfer money.

Invoice & Payment Fraud

Businesses and individuals may receive fraudulent invoices or payment requests that appear legitimate, encouraging payment to criminal-controlled accounts.

Account Takeover

Once login credentials are compromised, criminals may change passwords, update account information, and gain long-term control of financial accounts.

• Review bank and credit card statements regularly for unauthorized transactions.
• Enable multi-factor authentication for financial accounts whenever available.
• Never share banking credentials, verification codes, or PINs with anyone.
• Verify payment requests independently before transferring money.
• Use strong, unique passwords for all financial services and update them regularly.
• Keep computers, mobile devices, and banking apps updated with the latest security patches.
• Be cautious of unsolicited investment offers, urgent payment requests, or promises of guaranteed financial returns.
• Immediately report suspicious financial activity to your financial institution and preserve all available evidence.

• Bank statements showing unauthorized transactions.
• Credit card statements and payment confirmations.
• Receipts and invoices.
• Email correspondence with suspected fraudsters.
• SMS messages and call records.
• Screenshots of fraudulent websites or advertisements.
• Cryptocurrency wallet addresses or transaction IDs (if applicable).
• Names, email addresses, phone numbers, or account details involved.
• Dates, times, and descriptions of suspicious activity.

Should I report attempted financial fraud?

Yes. Attempted fraud provides valuable intelligence and may help identify criminal methods before additional victims are affected.

Can I submit additional evidence later?

Yes. Keep your NCIC reference number available when providing additional documentation or updates.

What evidence should I include?

Include financial records, payment confirmations, screenshots, communications, invoices, and any other documents related to the incident.

Does reporting guarantee recovery of funds?

No. Reporting supports cyber intelligence and may assist investigative efforts, but it does not guarantee recovery of financial losses.